The Bucket Strategy Planner

Segregate a corpus into near-term, medium-term, and long-term vessels — sized to the investor's age, risk profile, and time to need.

Bucket 1

0–2 yrs · liquid / cash

₹0
0%

Bucket 2

3–7 yrs · hybrid / short debt

₹0
0%

Bucket 3

8+ yrs · equity

₹0
0%
Refill rule — as Bucket 1 is drawn down, top it up from Bucket 3's gains (or Bucket 2's maturities) during favourable markets, not on a fixed calendar. This keeps near-term money untouched by volatility while the growth engine keeps compounding.

Illustrative educational framework only, based on standard age/horizon heuristics — not personalised investment advice.